Ten homeowners’ insurance companies have agreed to extend additional living expenses (ALE) coverage for Marshall Fire victims, Boulder County announced Monday.

ALE insurance helps cover the expenses that come when you cannot live in your home due to a catastrophic event.

The insurance companies will extend ALE coverage for up to 24 months for policyholders that only had 12 months of coverage.

The extension comes following a request from the Colorado Division of Insurance (DOI). Many Marshall Fire victims were underinsured and have struggled to rebuild one year after the fire.

“I am relieved to see these insurance companies giving their policyholders up to 24 months of ALE coverage. For the homeowners that only had 12 months of coverage, I know that these extensions will be a small bit of relief in what continues to be a trying time,” Colorado Insurance Commissioner Michael Conway said in a press release.

About 57 companies responded to DOI’s request, but 47 did not have policyholders with only 12 months of coverage or did not have policyholders with a total loss, according to Boulder County. Ten companies had policyholders with only 12 months of ALE coverage, and all 10 agreed to extend the policy.

The ten insurance companies are:

• American Modern Property & Casualty Insurance Co.
• American Strategic Insurance Corporation
• Colorado Farm Bureau Insurance Company
• Hartford Financial Services
• Homesite Indemnity Company
• Homesite Insurance Company
• Standard Fire Insurance Company
• State Auto Property & Casualty Insurance Company
• Travelers Home and Marine Insurance Company
• Travelers Personal Insurance Company

Marshall Fire victims who had 12 months of ALE coverage and have not received an extension should contact their insurance company. Those experiencing problems can contact the Division of Insurance Consumer Services Team at 303-894-7490.